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Frequently Asked Questions

Listed below you will find the answers to some of the most common questions related to the Real Estate market and the different types of processes that are involved during a transaction.

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What is a Realtor?

Why should I use a real estate agent?

What is a broker?

Can a home depreciate in value?

How can a home’s value depreciate?

Is an older home as good in value as a new home?

What is an escrow account?

What is my credit score and how is it calculated?

What is a Multiple Listing Service (MLS)?

What are closing costs?

What is underwriting?

Can I appoint someone to attend the closing on my behalf due to my being ill, out of town?

What is a homeowners association (HOA)?

What is a counteroffer?

What is an appraisal?

What does FSBO mean?

What is a contingency?

What are comparables or comps?

How long does it take to close a loan (day of the closing)?

What is a Short Sale?

What is a Foreclosure?

Is there a way to prevent private mortgage insurance (PMI)?

What is PITI and what does it stand for?

Is it expensive to use a buyer’s agent?

What is title insurance?

Where can information about pre-construction properties be found?

What is the difference between being pre-qualified and pre-approved for a loan?

How long does the loan process take?

What is the difference between a “Listing Agent” and a “Selling Agent”?

What are the steps to selling a house?