What You Need to Know About Home Owner's Insurance

The process of purchasing a new home may be both stressful and lengthy. It is loaded with information and there is much we learn during the process, homeowners insurance is not the exception. It is one of the main requirements at the time of closing. The bank needs to ensure you have proper coverage on… Read More


FHA Loan Living Premises

What is FHA? The Federal Housing Administration, generally known as “FHA”, is a government funded agency that insures mortgage. Congress created the Federal Housing Administration (FHA) in 1934. The FHA became a part of the Department of Housing and Urban Development’s (HUD) Office of Housing in 1965. What is FHA Mortgage Insurance? FHA mortgage insurance… Read More


  Nirvana $508,842 4 Bedroom 3 Bath 2 Car Garage 16065 SW 136 TERR Miami, FL 33196 Sanctuary $541,050 5 Bedroom 3.5 Bath 2 Car Garage 16155 SW 136 TERR Miami, FL 33196Retreat $556,160 5 Bedroom 3.5 Bath 2 Car Garage 16045 SW 136 TERR Miami, FL 33196Tranquility $553,996 5 Bedroom 4 Bath 2 Car Garage… Read More


Living Premises Final Walk Through Tips

A final walk-through ensures that the property’s condition hasn’t changed since your last visit and that the terms of your contract have been met. You’ve finally found the home you love, made the offer, and the seller has accepted. You’ve gotten your inspections done, your loan is being finalized and a closing date has been set.… Read More


Miami Real Estate, Gustavo Pacheco, Gustavo E Pacheco, Gpachecorealtor, Listing Agent, Miami Realtor

I must confess I am going to be biased towards my realtor: he is my baby brother. I will also be brutally honest and share my interactions with him and how I’ve made sure he hears me out and does what it is most important to me. Having someone who knows and understands the home… Read More


Putting in an Offer- Creating a Win-Win situation When you are going to put in an offer on a home you have to think of different factors. 1) Is the house price right or is it over market value? 2) If you offer too little, will you offend the seller and be out of negotiations? 3)… Read More