FHA Loan Living Premises

What is FHA? The Federal Housing Administration, generally known as “FHA”, is a government funded agency that insures mortgage. Congress created the Federal Housing Administration (FHA) in 1934. The FHA became a part of the Department of Housing and Urban Development’s (HUD) Office of Housing in 1965. What is FHA Mortgage Insurance? FHA mortgage insurance… Read More


Miami Real Estate, Gustavo Pacheco, Gustavo E Pacheco, Gpachecorealtor, Listing Agent, Miami Realtor

I must confess I am going to be biased towards my realtor: he is my baby brother. I will also be brutally honest and share my interactions with him and how I’ve made sure he hears me out and does what it is most important to me. Having someone who knows and understands the home… Read More


Caliber Home Loans

  How this whole process started This whole process started because I wanted to prepare myself to buy a house. I asked Gus to help me find someone that I can talk to. He made an appointment with an awesome Loan Consultant, Wil Reguera. Wil sat with me and patiently answered all my questions. I brought… Read More


If you are part of an immigrant family, more likely than not, there are some people in your family that are all named the same. In my case, my mother, sisters, cousins, aunts…most of the women in my family are named…drum roll…you guessed it, MARIA. My three sisters all have a Maria in their names,… Read More


Putting in an Offer- Creating a Win-Win situation When you are going to put in an offer on a home you have to think of different factors. 1) Is the house price right or is it over market value? 2) If you offer too little, will you offend the seller and be out of negotiations? 3)… Read More


Hello! My name is Gaby Pacheco and I am buying a home. Buying a home was never part of my life equation. I’ve been a nomad for several years now. Because I am undocumented, I haven’t been able to travel outside the U.S. but it is also because I am undocumented and an outspoken activist… Read More